A comprehensive general liability insurance policy provides protection against what type of incident?

A comprehensive general liability insurance policy primarily provides protection against incidents that result in bodily injury or property damage to third parties. This includes situations where an accident occurs at a job site and inadvertently damages a neighboring property, making it a central focus of general liability coverage.

In the context of this question, the selection of an accident at the job site that damages the neighbor's house is appropriate because it directly relates to the liability exposure businesses face when their operations cause harm to individuals or property not owned by them. Such coverage is fundamental for contractors since they often work in close proximity to others’ properties, and any unintentional damage could lead to significant financial losses without insurance protection.

Other options, while related to liabilities that a contractor might face, do not fall under the purview of comprehensive general liability insurance. Loss of company property due to fire pertains to property insurance, which is focused on protecting the insured's own assets. An accident in the company truck would typically be covered under commercial auto insurance, as it involves vehicle operation. Poor workmanship, although potentially leading to disputes or claims from clients, is generally not covered under typical general liability policies and may instead be addressed through professional liability insurance or specific coverage for workmanship-related claims.